USDT (Tether) Logo Best USDT (Tether) Interest Rates

Compare the best USDT (Tether) interest rates and withdrawal fees of June 2022, from the top crypto interest accounts. Comparison of the best CeFi platforms to earn on USDT, so you can maximize your Tether APY / APR, and earn yield.

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Platform
Base APY (paid in kind)
Max APY
Withdrawal Fee
Sign Up Bonus
Additional Info
Nexo logo  Nexo
8.00%
10.00% - requires owning 10% of portfolio in NEXO tokens
network fees, but 1-5 free withdrawals per month depending on how many NEXO tokens you hold
up to $150 in BTC
Nexo US customers can no longer earn interest on new deposits; pre-existing deposits can continue to earn interest
Haru Invest logo  Haru Invest
7.00% (APR)
15.00% (APR) - highest rate requires locking asset for 365 days
1 USDT
extra 0.2% interest
50,000 USDT max limit, but no limit if you lock asset for 15 days or longer
Hodlnaut logo  Hodlnaut
9.41% on first 100k USDT
3.04% for 100k to 500k USDT
0.5% for 500k to 1M USDT
0.1% for over 1M USDT
9.41% on first 100k USDT
10 USDT, but 1 free crypto withdrawal per month
$30 in USDC
-
Celsius logo  Celsius
7.10%
9.32% - requires accredited investor status, owning over 25% of portfolio in CEL (or 25,000 CEL), and receiving interest in CEL
Celsius has paused all withdrawals as of June 12, 22; see Celsius Announcement
$50 in BTC
non-accredited investors in the US can no longer earn interest on new deposits; pre-existing deposits can continue to earn interest
Vauld logo  Vauld
9.41%
12.68% - must lock asset for 1 month
network fees
activity bonuses
-
Abra logo  Abra
10.00%
10.00%
network fees + withdrawal fee from Bittrex (Abra's custodian)
none
must transfer from Interest Account to Trading (can take 1 to 7 days) before withdrawing; unavailable in NY
Crypto.com logo  Crypto.com
0.40% (APR)
10.00% (8.00% in kind + 2% in CRO) APR, on first $3,000 of total assets in fixed terms

highest rate requires locking asset for 3 months, and staking (holding for 6 months) $40,000 worth of CRO
25 USDT (ERC20)
0.8 USDT (BSC)
0.8 USDT (Cronos)
1 USDT (SOL)
0.8 USDT (Polygon)
$25 in CRO
max total assets that can earn interest is $500,000 (up to $2,000,000 based on how much CRO staked); unavailable in NY

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Sign Up Bonuses

Haru Invest - Sign up through this link or using referral code cefirates to earn an extra 0.2% interest rate.

Hodlnaut - 1) Sign up through this referral link or using referral code xZXkU6omx. 2) Make a deposit equivalent of US $1,000 or more, on any supported asset. This deposit must be in a single transaction and within 1 week of an optional test deposit . 3) Maintain a minimum $1,000 account balance for 31 consecutive days. 4) You'll receive $30 in USDC.

Nexo - 1) Sign up through this promo link and complete identity verification. 2) Buy or top up at least $1,500 of any Nexo supported asset, and maintain balance above $1,500 for 30 days. 3) You'll earn $100 in BTC. 4) To earn an extra $50 in BTC, swap at least $1,500 on the Nexo Exchange during the 30-day hold period.

Vauld - Sign up through this referral link or using referral code cefirates to earn lifetime bonuses on your activity. You'll receive a bonus of 2.5% of the interest you get paid on your assets, 2.5% of the interest you accrue on your loans, and 20% of the fees from your trades.

BlockFi - Sign up through this promo link and fund your account, to earn up to $250 in BTC. See the "Partner Offer" terms on this page for details.

The BlockFi Interest Accounts (BIAs) have not been registered under the Securities Act of 1933 and may not be offered or sold in the United States, to U.S. persons, for the account or benefit of a U.S. person or in any jurisdiction in which such offer would be prohibited.

Voyager - Sign up using GAB05A7C6 in the 'Reward Code' field, then deposit and trade at least $100 to earn $50 in BTC. You'll need to sign up through their mobile app on iOS or Android. Promotion only available to US residents currently.

Crypto.com App - Sign up through this link using referral code 6k4dx8gb6c. Stake (deposit for 6 months) $400 in CRO for the ruby card tier or above, and you'll receive $25 in CRO.

Ledn - Sign up through this referral link, and complete KYC. Then deposit at least 75 USDC or 0.0015 BTC, and hold for 15 days or longer. Deposit must be made within 30 days of opening an account. You'll receive 10 USDC.

Gemini - Sign up through this promo link, then trade $500 within 3 days of signing up, and you'll receive $50 in BTC. Alternatively, you can sign up through this referral link, then buy or sell $100 within 30 days, and you'll receive $10 in BTC.