BNB (Binance Coin) Logo

Best BNB (Binance Coin) Interest Rates of Jul 2025

Compare the best BNB (Binance Coin) interest rates for staking and earning yield, from the top crypto interest accounts of Jul 2025. Comparison of the best CeFi platforms and exchanges to earn on BNB / Binance Coin.

Table scrolls horizontally
Platform
Base APY (paid in kind)
Max APY
Withdrawal Fee
Sign Up Bonus
Additional Info
Nexo logo  Nexo
4.00%
8.00% (APR) - requires locking asset for 1 month, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
free
variable
-
Crypto.com logo  Crypto.com
0.25% (APR)
3.50% (1.50% in kind + 2% in CRO) APR, on first $3,000 of total assets in fixed terms

highest rate requires locking asset for 3 months, and staking (holding for 6 months) $40,000 worth of CRO
0.0005 BNB (BEP2)
0.005 BNB (BSC)
$25 in CRO
max total assets that can earn interest is $500,000 (up to $2,000,000 based on how much CRO staked)

Some content may contain affiliate links, meaning that for referring you, we may receive a commission. This is at no cost to you, and may provide you with a bonus / discount as part of the referral offer.

Best BNB Interest Rates

The table above compares the best BNB interest rates. As you’ll notice, there are base rates and max rates. Since the max rates often have certain requirements, such as locking the asset for a fixed amount of time, the best Binance Coin interest rate will depend on your willingness to fulfill any of those requirements.

For example, platform A might have a higher base rate than platform B, but platform B can offer a higher max rate if you lock your BNB for one month. So the best BNB interest rate would depend on your willingness to lock the asset.

Where To Earn the Highest BNB Yield

The max APY column will show where you can earn the highest BNB yield, depending on your willingness to fulfill any requirements specified. Some platforms also have tiers, as specified, so you may only be able earn the highest BNB interest rate on the first X amount of BNB.

In addition, there is a toggle above the table where you can change the location between United States and International. The platforms and Binance Coin rates may change for US vs non-US. The table also includes other details relevant to determining the highest BNB interest rates, such as pointing out when a platform is unavailable in a specific US state.

Best BNB APY / Best BNB APR

The table shows BNB rates in APY (Annual Percentage Yield) by default. However, some platforms advertise their rates in APR (Annual Percentage Rate), so the table will specify when rates are in APR. APY takes into account compound interest, while APR does not. If a platform has BNB rates in APR, you can use tools like this to convert BNB APR to BNB APY.

Best BNB Staking Rates / Best BNB Lending Rates

For earning yield, staking BNB is sometimes used interchangeably with lending BNB. So those looking for the best BNB staking rates to earn interest might be looking for the best BNB lending rates to earn interest. With the CeFi platforms covered here, you are lending your BNB to centralized entities, as a way to earn yield on BNB.

How To Earn Interest on BNB

To earn interest on BNB, an individual would create an account, then there is usually a KYC (Know Your Customer) process to verify your identity. From there, you can often just deposit BNB to start earning interest. To earn the highest BNB APY, as shown in the max APY column, there are sometimes other requirements, as specified in the table.

Why Earn BNB Interest

The high yield offered by BNB interest accounts is likely the main reason an individual would want to earn BNB interest, rather than letting it sit idle.

However, there is always risk that you lose some or all of your assets. For example, a CeFi platform could halt withdrawals on the coins you deposited. Do your own research to make sure you understand all the risks of any particular cryptocurrency, or platform holding your crypto. No cryptocurrency or platform is without risk.

Best BNB Interest Account / Best BNB Savings Account

CeFi platforms are sometimes referred to as crypto interest accounts or crypto savings accounts (though very different from traditional bank accounts). The best BNB interest account / best BNB savings account might vary based on an individual’s preferences and situation.

For instance, some platforms have tiers, so what might be ideal for one person, might be less ideal for someone with a much higher amount of BNB. You also wouldn’t want to use a platform that you believe is too risky, even if everything else seems ideal.