Best POL (Polygon) Interest Rates, Prev MATIC of Jul 2025
Compare the best POL (Polygon) interest rates for staking and earning yield, from the top crypto interest accounts of Jul 2025. Comparison of the best CeFi platforms and exchanges to earn on POL / Polygon.
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Best POL Interest Rates
The table above compares the best POL interest rates. As you’ll notice, there are base rates and max rates. Since the max rates often have certain requirements, such as locking the asset for a fixed amount of time, the best Polygon interest rate will depend on your willingness to fulfill any of those requirements.
For example, platform A might have a higher base rate than platform B, but platform B can offer a higher max rate if you lock your POL for one month. So the best POL interest rate would depend on your willingness to lock the asset.
Where To Earn the Highest POL Yield
The max APY column will show where you can earn the highest POL yield, depending on your willingness to fulfill any requirements specified. Some platforms also have tiers, as specified, so you may only be able earn the highest POL interest rate on the first X amount of POL.
In addition, there is a toggle above the table where you can change the location between United States and International. The platforms and Polygon rates may change for US vs non-US. The table also includes other details relevant to determining the highest POL interest rates, such as pointing out when a platform is unavailable in a specific US state.
Best POL APY / Best POL APR
The table shows POL rates in APY (Annual Percentage Yield) by default. However, some platforms advertise their rates in APR (Annual Percentage Rate), so the table will specify when rates are in APR. APY takes into account compound interest, while APR does not. If a platform has POL rates in APR, you can use tools like this to convert POL APR to POL APY.
Best POL Staking Rates / Best POL Lending Rates
For earning yield, staking POL is sometimes used interchangeably with lending POL. So those looking for the best POL staking rates to earn interest might be looking for the best POL lending rates to earn interest. With the CeFi platforms covered here, you are lending your POL to centralized entities, as a way to earn yield on POL.
How To Earn Interest on POL
To earn interest on POL, an individual would create an account, then there is usually a KYC (Know Your Customer) process to verify your identity. From there, you can often just deposit POL to start earning interest. To earn the highest POL APY, as shown in the max APY column, there are sometimes other requirements, as specified in the table.
Why Earn POL Interest
The high yield offered by POL interest accounts is likely the main reason an individual would want to earn POL interest, rather than letting it sit idle.
However, there is always risk that you lose some or all of your assets. For example, a CeFi platform could halt withdrawals on the coins you deposited. Do your own research to make sure you understand all the risks of any particular cryptocurrency, or platform holding your crypto. No cryptocurrency or platform is without risk.
Best POL Interest Account / Best POL Savings Account
CeFi platforms are sometimes referred to as crypto interest accounts or crypto savings accounts (though very different from traditional bank accounts). The best POL interest account / best POL savings account might vary based on an individual’s preferences and situation.
For instance, some platforms have tiers, so what might be ideal for one person, might be less ideal for someone with a much higher amount of POL. You also wouldn’t want to use a platform that you believe is too risky, even if everything else seems ideal.