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Platform
Base APY (paid in kind)
Max APY
Withdrawal Fee
Sign Up Bonus
Additional Info
Nexo3% on first $25k
1.5% for over $25k
1.5% for over $25k
5% on first $4M - requires locking asset for 1 month and owning 10% of portfolio in NEXO tokens
network fees, but 1-5 free withdrawals per month depending on how many NEXO tokens you hold
$25 in BTC
Nexo US customers can no longer earn interest on new deposits; pre-existing deposits can continue to earn interest in certain states
Haru Invest4.50% (APR)
12.00% (APR) - highest rate requires locking asset for 365 days
0.0001 BTC
none currently
5 BTC max limit, but no limit if you lock asset for 15 days or longer
Finblox3.50%
3.50%
network fees + 0.000042 BTC
up to $250 in USDC
may take up to 48 hours to withdraw
Crypto.com0.20% (APR)
5.00% (3.00% in kind + 2% in CRO) APR, on first $3,000 of total assets in fixed terms
highest rate requires locking asset for 3 months, and staking (holding for 6 months) $40,000 worth of CRO
highest rate requires locking asset for 3 months, and staking (holding for 6 months) $40,000 worth of CRO
0.0006 BTC
$25 in CRO
max total assets that can earn interest is $500,000 (up to $2,000,000 based on how much CRO staked); unavailable in NY
Ledn5% on first 0.1 BTC
2% for over 0.1 BTC
2% for over 0.1 BTC
5% on first 0.1 BTC
network fees
$10 in USDC
Ledn US customers can no longer earn interest on new deposits; pre-existing deposits can continue to earn interest
Abra2.25%
2.25%
network fees + withdrawal fee from Bittrex (Abra's custodian)
none currently
Abra non-accredited investors in the US can no longer earn interest on new deposits; pre-existing deposits can continue to earn interest
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