Best FLOW (Flow) Interest Rates of Jul 2025
Compare the best FLOW (Flow) interest rates for staking and earning yield, from the top crypto interest accounts of Jul 2025. Comparison of the best CeFi platforms and exchanges to earn on FLOW / Flow.
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Best FLOW Interest Rates
The table above compares the best FLOW interest rates. As you’ll notice, there are base rates and max rates. Since the max rates often have certain requirements, such as locking the asset for a fixed amount of time, the best Flow interest rate will depend on your willingness to fulfill any of those requirements.
For example, platform A might have a higher base rate than platform B, but platform B can offer a higher max rate if you lock your FLOW for one month. So the best FLOW interest rate would depend on your willingness to lock the asset.
Where To Earn the Highest FLOW Yield
The max APY column will show where you can earn the highest FLOW yield, depending on your willingness to fulfill any requirements specified. Some platforms also have tiers, as specified, so you may only be able earn the highest FLOW interest rate on the first X amount of FLOW.
In addition, there is a toggle above the table where you can change the location between United States and International. The platforms and Flow rates may change for US vs non-US. The table also includes other details relevant to determining the highest FLOW interest rates, such as pointing out when a platform is unavailable in a specific US state.
Best FLOW APY / Best FLOW APR
The table shows FLOW rates in APY (Annual Percentage Yield) by default. However, some platforms advertise their rates in APR (Annual Percentage Rate), so the table will specify when rates are in APR. APY takes into account compound interest, while APR does not. If a platform has FLOW rates in APR, you can use tools like this to convert FLOW APR to FLOW APY.
Best FLOW Staking Rates / Best FLOW Lending Rates
For earning yield, staking FLOW is sometimes used interchangeably with lending FLOW. So those looking for the best FLOW staking rates to earn interest might be looking for the best FLOW lending rates to earn interest. With the CeFi platforms covered here, you are lending your FLOW to centralized entities, as a way to earn yield on FLOW.
How To Earn Interest on FLOW
To earn interest on FLOW, an individual would create an account, then there is usually a KYC (Know Your Customer) process to verify your identity. From there, you can often just deposit FLOW to start earning interest. To earn the highest FLOW APY, as shown in the max APY column, there are sometimes other requirements, as specified in the table.
Why Earn FLOW Interest
The high yield offered by FLOW interest accounts is likely the main reason an individual would want to earn FLOW interest, rather than letting it sit idle.
However, there is always risk that you lose some or all of your assets. For example, a CeFi platform could halt withdrawals on the coins you deposited. Do your own research to make sure you understand all the risks of any particular cryptocurrency, or platform holding your crypto. No cryptocurrency or platform is without risk.
Best FLOW Interest Account / Best FLOW Savings Account
CeFi platforms are sometimes referred to as crypto interest accounts or crypto savings accounts (though very different from traditional bank accounts). The best FLOW interest account / best FLOW savings account might vary based on an individual’s preferences and situation.
For instance, some platforms have tiers, so what might be ideal for one person, might be less ideal for someone with a much higher amount of FLOW. You also wouldn’t want to use a platform that you believe is too risky, even if everything else seems ideal.