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Best ZIL (Zilliqa) Interest Rates of Jul 2024

Compare the best ZIL (Zilliqa) interest rates and withdrawal fees of Jul 2024, from the top crypto interest accounts. Comparison of the best CeFi platforms to earn on ZIL, so you can maximize your Zilliqa APY / APR, and earn yield.

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Base APY (paid in kind)
Withdrawal Fee
Sign Up Bonus
Additional Info
Crypto.com logo  Crypto.com
0.25% (APR)
8.00% (6.00% in kind + 2% in CRO) APR, on first $3,000 of total assets in fixed terms

highest rate requires locking asset for 3 months, and staking (holding for 6 months) $40,000 worth of CRO
1.2 ZIL (ZIL)
7.8 ZIL (Cronos)
$25 in CRO
max total assets that can earn interest is $500,000 (up to $2,000,000 based on how much CRO staked)
Not your keys, not your coins.

Lending your crypto can carry significant risk. Consider using a non-custodial, hardware wallet such as Ledger, Trezor, or Jade.

Some content may contain affiliate links, meaning that for referring you, we may receive a commission. This is at no cost to you, and may provide you with a bonus / discount as part of the referral offer.

Best ZIL Interest Rates

The table above compares the best ZIL interest rates. As you’ll notice, there are base rates and max rates. Since the max rates often have certain requirements, such as locking the asset for a fixed amount of time, the best Zilliqa interest rate will depend on your willingness to fulfill any of those requirements.

For example, platform A might have a higher base rate than platform B, but platform B can offer a higher max rate if you lock your ZIL for one month. So the best ZIL interest rate would depend on your willingness to lock the asset.

Where To Earn the Highest ZIL Yield

The max APY column will show where you can earn the highest ZIL yield, depending on your willingness to fulfill any requirements specified. Some platforms also have tiers, as specified, so you may only be able earn the highest ZIL interest rate on the first X amount of ZIL.

In addition, there is a toggle above the table where you can change the location between United States and International. The platforms and Zilliqa rates may change for US vs non-US. The table also includes other details relevant to determining the highest ZIL interest rates, such as pointing out when a platform is unavailable in a specific US state.


The table shows ZIL rates in APY (Annual Percentage Yield) by default. However, some platforms advertise their rates in APR (Annual Percentage Rate), so the table will specify when rates are in APR. APY takes into account compound interest, while APR does not. If a platform has ZIL rates in APR, you can use tools like this to convert ZIL APR to ZIL APY.

Best ZIL Staking Rates / Best ZIL Lending Rates

For earning yield, staking ZIL is sometimes used interchangeably with lending ZIL. So those looking for the best ZIL staking rates to earn interest might be looking for the best ZIL lending rates to earn interest. With the CeFi platforms covered here, you are lending your ZIL to centralized entities, as a way to earn yield on ZIL.

How To Earn Interest on ZIL

To earn interest on ZIL, an individual would create an account, then there is usually a KYC (Know Your Customer) process to verify your identity. From there, you can often just deposit ZIL to start earning interest. To earn the highest ZIL APY, as shown in the max APY column, there are sometimes other requirements, as specified in the table.

Why Earn ZIL Interest

The high yield offered by ZIL interest accounts is likely the main reason an individual would want to earn ZIL interest, rather than letting it sit idle.

However, there is always risk that you lose some or all of your assets. For example, a CeFi platform could halt withdrawals on the coins you deposited. Do your own research to make sure you understand all the risks of any particular cryptocurrency, or platform holding your crypto. No cryptocurrency or platform is without risk.

Best ZIL Interest Account / Best ZIL Savings Account

CeFi platforms are sometimes referred to as crypto interest accounts or crypto savings accounts (though very different from traditional bank accounts). The best ZIL interest account / best ZIL savings account might vary based on an individual’s preferences and situation.

For instance, some platforms have tiers, so what might be ideal for one person, might be less ideal for someone with a much higher amount of ZIL. You also wouldn’t want to use a platform that you believe is too risky, even if everything else seems ideal.

Sign Up Bonuses

Nexo - Variable. Check Nexo for any current promotions.

Crypto.com App - Sign up through this link using referral code 6k4dx8gb6c. Stake (deposit for 6 months) $400 in CRO for the ruby card tier or above, and you'll receive $25 in CRO.

Finblox - 1) Sign up through this link. 2) Pass the “Verified” level in Identity Verification. 3) Deposit assets within 7 days of signing up, and maintain balance for 30 days. 4) You'll earn a bonus of up to $250 USDC, based on the amount you deposit / maintain. See reward payout table here.

Ledn - Sign up through this referral link, and complete KYC. Then deposit at least 75 USDC or 0.0015 BTC, and hold for 15 days or longer. Deposit must be made within 30 days of opening an account. You'll receive 10 USDC.

Abra - Abra has no sign up bonus currently. Feel free to sign up through this link or using referral code RC7F4APFN.