Withdrawals have recently been halted or limited on Celsius, Voyager, Vauld, and Hodlnaut. Lending your crypto can carry significant risk.
CeFi Rates
XRP (Ripple) Logo

Best XRP (Ripple) Interest Rates of Aug 2022

Compare the best XRP (Ripple) interest rates and withdrawal fees of Aug 2022, from the top crypto interest accounts. Comparison of the best CeFi platforms to earn on XRP, so you can maximize your Ripple APY / APR, and earn yield.

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Platform
Base APY (paid in kind)
Max APY
Withdrawal Fee
Sign Up Bonus
Additional Info
Nexo logo  Nexo
4% on first $50k
1% for over $50k
6.00% on first $10M - requires locking asset for 1 month and owning 10% of portfolio in NEXO tokens
network fees, but 1-5 free withdrawals per month depending on how many NEXO tokens you hold
$25 in BTC
Nexo US customers can no longer earn interest on new deposits; pre-existing deposits can continue to earn interest

Some content may contain affiliate links, meaning that for referring you, we may receive a commission. This is at no cost to you, and may provide you with a bonus / discount as part of the referral offer.

Sign Up Bonuses

Haru Invest - Sign up through this link or using referral code cefirates to earn an extra 0.2% interest rate.

Nexo - 1) Sign up through this referral link. 2) Complete Advanced Verification. 3) Top up (deposit) at least $100 of any supported asset. 4) Must keep porfolio above $100 for at least 30 days. You'll earn $25 in BTC.

BlockFi - Sign up through this promo link and fund your account, to earn up to $250 in BTC. See the "Partner Offer" terms on this page for details.

The BlockFi Interest Accounts (BIAs) have not been registered under the Securities Act of 1933 and may not be offered or sold in the United States, to U.S. persons, for the account or benefit of a U.S. person or in any jurisdiction in which such offer would be prohibited.

Crypto.com App - Sign up through this link using referral code 6k4dx8gb6c. Stake (deposit for 6 months) $400 in CRO for the ruby card tier or above, and you'll receive $25 in CRO.

Ledn - Sign up through this referral link, and complete KYC. Then deposit at least 75 USDC or 0.0015 BTC, and hold for 15 days or longer. Deposit must be made within 30 days of opening an account. You'll receive 10 USDC.

Gemini - Sign up through this promo link, then trade $500 within 3 days of signing up, and you'll receive $50 in BTC. Alternatively, you can sign up through this referral link, then buy or sell $100 within 30 days, and you'll receive $10 in BTC.