CeFi Rates
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Highest Crypto Staking / Yield Earning Rates of Jan 2026

Leaderboard of the highest crypto interest rates / staking rates to earn yield in CeFi. Top APR / APY of January 2026, from the best crypto interest accounts.
Table scrolls horizontally
Currency
Base APY (paid in kind)
Max APY
Platform
Sign Up Bonus
Additional Info
AXS (Axie Infinity Shards) Logo  AXS
16.00%
30.00% (APR) - requires locking asset for 1 month, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo LogoNexo
variable
-
ATOM (Cosmos) Logo  ATOM
15.8%
15.8%
Uphold LogoUphold
$20 in BTC
there may be an unstaking period depending on the blockchain
CSPR (Casper) Logo  CSPR
10.9%
10.9%
Uphold LogoUphold
$20 in BTC
there may be an unstaking period depending on the blockchain
DOT (Polkadot) Logo  DOT
10.6%
10.6%
Uphold LogoUphold
$20 in BTC
there may be an unstaking period depending on the blockchain
DOT (Polkadot) Logo  DOT
10.00%
15.00% (APR) - requires locking asset for 1 month, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo LogoNexo
variable
-
USDT (Tether) Logo  USDT
9.00%
16.00% (APR) - requires locking asset for 3 months, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo LogoNexo
variable
-
INJ (Injective) Logo  INJ
8.8%
8.8%
Uphold LogoUphold
$20 in BTC
there may be an unstaking period depending on the blockchain
USDC (USD Coin) Logo  USDC
8.00%
14.00% (APR) - requires locking asset for 3 months, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo LogoNexo
variable
-
DAI (Dai) Logo  DAI
8.00%
14.00% (APR) - requires locking asset for 3 months, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo LogoNexo
variable
-
TUSD (TrueUSD) Logo  TUSD
8.00%
14.00% (APR) - requires locking asset for 3 months, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo LogoNexo
variable
-
USDP (Pax Dollar) Logo  USDP
8.00%
14.00% (APR) - requires locking asset for 3 months, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo LogoNexo
variable
-
AXL (Axelar) Logo  AXL
7.05%
7.05%
Uphold LogoUphold
$20 in BTC
there may be an unstaking period depending on the blockchain
SCRT (Secret) Logo  SCRT
7-11% (APR) - rate is variable
16-21% (APR) - requires locking asset for 21 days
Kraken LogoKraken
up to $150
-
ATOM (Cosmos) Logo  ATOM
7-11% (APR) - rate is variable
15-22% (APR) - requires locking asset for 21 days
Kraken LogoKraken
up to $150
-
KSM (Kusama) Logo  KSM
7.00%
12.00% (APR) - requires locking asset for 1 month, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo LogoNexo
variable
-
MINA (Mina) Logo  MINA
7-11% (APR) - rate is variable
7-11% (APR)
Kraken LogoKraken
up to $150
-
KSM (Kusama) Logo  KSM
6.95%
6.95%
Uphold LogoUphold
$20 in BTC
there may be an unstaking period depending on the blockchain
USDT (Tether) Logo  USDT
6.5% on first 100k USDT
8.5% for over 100K USDT
8.50%
Ledn LogoLedn
-
may take up to 7 business days to withdraw
USDC (USD Coin) Logo  USDC
6.5% on first 100k USDC
8.5% for over 100K USDC
8.50%
Ledn LogoLedn
-
may take up to 7 business days to withdraw
KSM (Kusama) Logo  KSM
6-9% (APR) - rate is variable
13-16% (APR) - requires locking asset for 7 days
Kraken LogoKraken
up to $150
-

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