CeFi Rates
Highest Stablecoin Staking / Yield Earning Rates Featured ImageHighest Stablecoin Staking / Yield Earning Rates Featured ImageHighest Stablecoin Staking / Yield Earning Rates Featured Image

Highest Stablecoin Staking / Yield Earning Rates of Dec 2025

Leaderboard of the highest stablecoin interest rates to earn yield / stake in CeFi. Top APR / APY of December 2025, from the best stablecoin interest accounts.
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Currency
Base APY (paid in kind)
Max APY
Platform
Sign Up Bonus
Additional Info
USDT (Tether) Logo  USDT
9.00%
16.00% (APR) - requires locking asset for 3 months, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo LogoNexo
variable
-
USDC (USD Coin) Logo  USDC
8.00%
14.00% (APR) - requires locking asset for 3 months, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo LogoNexo
variable
-
DAI (Dai) Logo  DAI
8.00%
14.00% (APR) - requires locking asset for 3 months, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo LogoNexo
variable
-
TUSD (TrueUSD) Logo  TUSD
8.00%
14.00% (APR) - requires locking asset for 3 months, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo LogoNexo
variable
-
USDP (Pax Dollar) Logo  USDP
8.00%
14.00% (APR) - requires locking asset for 3 months, maintaining a ratio over 10% for NEXO tokens vs rest of portfolio, and receiving interest in NEXO
Nexo LogoNexo
variable
-
USDT (Tether) Logo  USDT
6.5% on first 100k USDT
8.5% for over 100K USDT
8.50%
Ledn LogoLedn
-
may take up to 7 business days to withdraw
USDC (USD Coin) Logo  USDC
6.5% on first 100k USDC
8.5% for over 100K USDC
8.50%
Ledn LogoLedn
-
may take up to 7 business days to withdraw
USDT (Tether) Logo  USDT
4.25% (APR) - rate is variable
4.25% (APR)
Kraken LogoKraken
up to $150
-
USDC (USD Coin) Logo  USDC
4.25% (APR) - rate is variable
4.25% (APR)
Kraken LogoKraken
up to $150
-
USD (United States Dollar) Logo  USD
4.25% (APR) - rate is variable
4.25% (APR)
Kraken LogoKraken
up to $150
-
USD (United States Dollar) Logo  USD
4.25%
4.25%
Uphold LogoUphold
$20 in BTC
this is a US Dollar savings account
USDT (Tether) Logo  USDT
0.50% (APR)
7.00% on up to $500,000 (highest rate requires locking asset for 3 months)
Crypto.com LogoCrypto.com
up to $50 in CRO
-
USDC (USD Coin) Logo  USDC
0.50% (APR)
7.00% on up to $500,000 (highest rate requires locking asset for 3 months)
Crypto.com LogoCrypto.com
up to $50 in CRO
-
DAI (Dai) Logo  DAI
0.25% (APR)
8.50% (6.50% in kind + 2% in CRO) APR, on first $3,000 of total assets in fixed terms

highest rate requires locking asset for 3 months, and staking (holding for 6 months) $40,000 worth of CRO
Crypto.com LogoCrypto.com
up to $50 in CRO
max total assets that can earn interest is $500,000 (up to $2,000,000 based on how much CRO staked)

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